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Employee Benefits That Inspire 

We deliver epic solutions to change the cost, value and employee experience of benefit plans

ADVANTAGE CLIENT

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 Our Purpose

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Health Insurance Costs Soared

  

We increase employee benefit knowledge, elevate health system literacy and minimize wasteful spending for our clients.

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Employees lack trust in the healthcare system. Poor collaboration between hospitals and health insurers has created unneeded complexity.

 

Employers and brokers must align to simplify this complicated and fragmented system.

We equip employers to conquer healthcare.  

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over the past decade - 2x inflation and wages

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Our Advantage

Explore the ways we bring direction back to your employee benefit plan

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Pandemic Planning + Response:  Employer Responsibilities

Proper communication during a pandemic is essential.  The preparedness, response, and control plans must take into account critical personal and workplace factors.  

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Medical Networks + Third-Party Administrators

Medical expenses are driven by two simple factors: unit cost and utilization.  However, insurance carriers make them extremely difficult to evaluate.  Choosing the right network is the gateway to cost control. 

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Pharmacy Services: Confronting Price Manipulation & Cost Escalation

Employers are given multiple options to manage their pharmacy benefits including carve-in, carve-out, pass-through or purchasing groups. We help employers analyze and select the right approach. 

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Engagement + Experience: Maximize Your People Strategy

Those that sucesfully engage their team, create conditions where employees contribute to their highest potential. Benefits impact how easily employees are able to manage their health, well-being, and personal finances.

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Data + Analytics: Identifying Trends that Impact Outcomes

To truly improve health, employers need more than just access to data; they need the tools and capacity to track, manage, and to easily take action on the basis of it.

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Health + Well-being: Beyond Traditional Wellness

Wellness is a lifestyle that goes beyond merely the absence of disease and into the realm of maximizing human potential. We help employers engage employees and promote total health strategies. 

Digital Health + Technology: Electronic Connectivity

Digital health and behavior programs are transforming employee well-being.  We connect employees with the tools and technology to deliver transformative care. 

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Life + Disability: Commitment to Income Protection

Employers  face a myriad of challenges complying with and understanding life and disability insurance.  We assist employers to select appropriate coverage and to tie messaging to organizational values and culture.

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Worksite Solutions: Delivering a Comprehensive Approach

Worksite benefits enhance appreciation and the perceived value of an employee benefit package.  They help you differentiate from other employers, reduce employee turnover, and increase employee satisfaction.

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Compliance Services: Navigating Complex Legislation

Multiple agencies govern employee rights, notice requirements, privacy, access and affordability of coverage.  Determining your responsibilities and organizing the process to meet deadlines is critical. 

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Health Care Reform: Strategy in an Uncertain Marketplace

The call for change to the current health system is significant, including extreme shifts that impact employers.  Learn how insight and strategy can ensure your benefits are aligned for uncertainty. 

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Our Services

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We promote a counter culture to the big box brokers.  Our creativity is not contained by predefined strategies.  Only the most forward thinkers are invited to join our team.

We seek those that challenge acceptable norms. 

Our Talent

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Contact US

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hello@L3ben.com 

407.734.0628

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201 North New York Ave 
Suite 201
Winter Park, FL 32789

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