Wellness is a lifestyle that goes beyond merely the absence of disease and into the realm of maximizing human potential. Once someone’s basic needs are met wellness emerges from cultivating the physical, emotional, cognitive, social, spiritual, and environmental areas of the individual.

 

Changing behavior and gaining participation is difficult. Health promotion by employers is often met with hostility and apprehension from their employees. Even when employers get these factors right, employees are thrust into a healthcare system that lacks price transparency and access to basic information.  Providers are maximizing volume at the expense of quality.  Patients commonly leave a physicians office confused about a new diagnosis and how to follow a treatment plan.  If our employees aren't properly being directed at our first line of defense, how do we  expect to impact outcomes and bend the cost curve? True population health management helps develop a partnership between providers and the patient community built on mutual trust and generating better patient outcomes.

 

An estimated 42% of cancer cases and 45% of cancer deaths in the US are attributed to potentially modifiable risk factors. It is undeniable that employers bear a significant cost burden for unhealthy lifestyle choices.  But where is the balance? 

 

L3 Insurance Advisors helps employers engage employees and promote health care transparency and navigation.  Patients are happier and healthier when they are informed, get the right diagnosis, are successfully treated, and pay what they expect to pay.

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We balance the impact of culture, budget and investment with our clients. Purchasing value means rewarding quality and cost effectiveness in the delivery of health care services, not just seeking the lowest price.